Brazil · Digital Bank

Nubank Review (4.7/5) — Ledger & Trust

Latin America’s largest digital bank.

Verdict: Excellent (4.7 / 5). Visit: https://www.nu.com.br.

Overview

Nubank is Latin America's largest digital bank, disrupting Brazil's banking oligarchy with no-fee accounts and exceptional mobile experience. Now publicly listed on NYSE with 100M+ customers across Brazil, Mexico, and Colombia.

Highlights

• 100M+ customers
• NYSE-listed
• No fees
• Award-winning UX

Pros

• 100M+ active users
• Completely fee-free
• Award-winning mobile app
• NYSE-listed (transparency)
• Fast expansion across Latin America

Cons

• Limited investment options
• Credit decisions sometimes unfair
• Customer service limited

Editorial verdict

Nubank proved that disruption at scale is possible. Its growth and zero-fee model have redefined banking expectations in Latin America.