Nigeria · Online Payments

Paystack Review (4.6/5) — Ledger & Trust

Stripe-acquired payment processor for African merchants.

Verdict: Excellent (4.6 / 5). Visit: https://paystack.com.

Overview

Paystack is Nigeria's leading online payment processor, now owned by Stripe. It specializes in helping African businesses accept online payments via cards, bank transfers, and mobile money with exceptional developer experience.

Highlights

• Stripe-owned
• Easy onboarding
• Subscriptions
• Strong APIs

Pros

• Stripe backing & global resources
• Easy, fast onboarding
• Strong developer documentation
• Subscription & recurring billing
• Transparent pricing

Cons

• Limited geographic coverage (Nigeria-focused)
• Higher fees than Flutterwave
• Less suitable for pan-African use

Editorial verdict

Paystack is the gold standard for online payments in Nigeria. Stripe's ownership ensures long-term viability and innovation.